Sebring Homes under $400,000

Sebring Homes under $400,000

Welcome to Sebring, Florida – a hidden gem nestled in the heart of Highlands County. Known for its picturesque lakes, lush landscapes, and vibrant community, Sebring offers an idyllic lifestyle that perfectly balances tranquility and accessibility. With its rich history and charming downtown area, this city is not just a place to live; it’s a place to thrive.

Sebring is renowned for its stunning natural beauty, featuring the serene Lake Jackson and numerous parks that invite outdoor enthusiasts to explore. Whether you enjoy fishing, boating, or simply taking leisurely strolls along tree-lined streets, Sebring provides a backdrop that enhances your everyday life. The city is also home to the famous Sebring International Raceway, attracting motorsport enthusiasts from all over, making it a hub for excitement and community spirit.

For those seeking affordable housing options, Sebring is an excellent choice. With homes available under $400,000, you can find a variety of properties that cater to different lifestyles and preferences. From charming single-family homes to modern townhouses, the real estate market in Sebring offers something for everyone. Imagine waking up in a cozy home surrounded by nature, with the conveniences of shopping, dining, and entertainment just a stone's throw away.

Sebring’s welcoming atmosphere, combined with its affordable housing options, makes it an ideal location for families, retirees, and everyone in between. Come discover the charm of Sebring, where your dream home awaits amidst the beauty of Florida living!

Newest Sebring Homes under $400,000

123 Swallow Avenue, Sebring
$315,000
2 Beds ⋅ 2 Baths ⋅ Sebring Hills SubDv. ⋅ 33870 Zip Code
Welcome home to this spacious 2-bedroom, 2-bath home offering over 1,800 square feet of comfortable single-story living with plenty of room to spread out. Step inside to a bright, open layout featuring generous living and dining spaces with an easy flow into the kitchen, where a large peninsula provides additional counter space and casual seating. A separate family room adds even more flexibility for everyday living, entertaining, or a home office. Freshly painted inside and out, this home has been well cared for and features a newer roof approximately 3 years old plus a whole-home generator for added peace of mind. The primary bedroom offers a walk-in closet and private bath, while the second bedroom and full guest bath provide comfortable accommodations for family or visitors. An indoor laundry room and attached 2-car garage add everyday convenience. Step out to the finished enclosed rear porch and enjoy the additional living space overlooking the property. Outside is where this home really shines, situated on a spacious 0.46-acre lot that is fully fenced with plenty of room to enjoy the Florida sunshine. Two storage sheds with electricity provide fantastic additional space for hobbies, tools, lawn equipment, or a workshop. With no HOA, a whole-home generator, newer roof, freshly painted interior and exterior, fenced property, and plenty of usable outdoor space, this home offers a great combination of comfort, functionality, and room to make it your own!

123 Swallow Avenue, Sebring
3082 Kapalua Court, Sebring
$339,900
2 Beds ⋅ 2 Baths ⋅ Magnolia Golf Villas SubDv. ⋅ 33872 Zip Code
Welcome to Magnolia Golf Villas, where easy Florida living meets the relaxed golf-community lifestyle of Magnolia Golf Villas in Sun ’N Lake of Sebring. This beautifully maintained 2-bedroom, 2-bath villa offers a bright, spacious interior, thoughtful features, and inviting indoor-outdoor living—all with the convenience of low-maintenance villa living. Step inside to soaring ceilings that create an open, airy feel throughout the home. The living room features an elegant tray ceiling and a wall of windows that fills the space with natural light, creating a warm and welcoming setting for relaxing or entertaining. The kitchen is both attractive and functional, featuring crisp white cabinetry, granite countertops, tile backsplash, and generous workspace for preparing everyday meals or hosting family and friends. All appliances are included, making this home truly move-in ready. The spacious primary suite provides a comfortable private retreat with a well-appointed ensuite bath featuring a double-sink granite vanity, tiled walk-in shower with glass wall, walk-in closet, and linen closet. Located toward the front of the villa, the second bedroom and guest bath offer privacy and separation from the primary suite—perfect for visiting family and friends or a home office. An interior laundry room adds even more convenience with a utility sink plus upper and lower cabinetry for additional storage. Florida living is all about enjoying the outdoors, and this villa gives you two wonderful places to do just that. The screened front entrance offers a welcoming place to enjoy the fresh air, while the screened back patio is ideal for morning coffee, evening cocktails, or simply relaxing and enjoying the peaceful surroundings. And getting around Sun ’N Lake just got more fun—the golf cart is included with the home! Interested in an even easier move? Ask about the opportunity to purchase this beautiful villa furnished. Magnolia Golf Villas offers private community amenities including a pool, cabana and BBQ area, and golf practice greens. You’ll also be conveniently located near the many amenities of Sun ’N Lake, including Deer Run and Turtle Run golf courses, Island View Restaurant & Pub, fitness and recreation facilities, tennis and pickleball courts, dog park, playground, and more. Whether you’re looking for a full-time Florida home, seasonal retreat, or carefree getaway, this villa offers comfort, convenience, and a lifestyle that makes every day feel a little more like vacation. Schedule your showing and discover life at Magnolia Golf Villas!

3082 Kapalua Court, Sebring
3931 Harlando Avenue, Sebring
$335,000
3 Beds ⋅ 2 Baths ⋅ Sun N Lake SubDv. ⋅ 33872 Zip Code
Welcome to this spacious 3-bedroom, 2-bath home located in the desirable Sun N Lake community of Sebring! Offering over 2,000 sq. ft. of living space, this well-designed single-story home features a generous primary suite with a walk-in closet, stone countertops, ceramic tile and carpet flooring, central A/C, and an attached 2-car garage. Enjoy mature landscaping and a spacious 80 x 125 lot, now enhanced by NEW FENCING surrounding the property for added privacy and enjoyment. The home is connected to public water and sewer and features a shingle roof with a roofing permit issued in 2022. Conveniently located near shopping, dining, medical facilities, schools, and the many amenities in Sebring. Come discover the space, comfort, and possibilities this Sun N Lake home has.

3931 Harlando Avenue, Sebring
200 Memorial Drive, Sebring
$369,990
4 Beds ⋅ 3 Baths ⋅ Sebring Shores Dev Sec 03 SubDv. ⋅ 33870 Zip Code
Under Construction. BRAND-NEW CONSTRUCTION with estimated completion by the end of October 2026! This thoughtfully designed home offers 4 bedrooms, 3 full bathrooms, 1,811 sq. ft. of living space, and a 2-car garage. The open-concept floor plan features a spacious Great Room that flows into the kitchen and breakfast nook, creating a functional layout for everyday living and entertaining. The kitchen features a center island, ample cabinetry, and all kitchen appliances included. A separate flex room at the front of the home provides additional versatility and can be used as a formal dining room, home office, second living area, or whatever best fits your needs. The primary suite is privately located on one side of the home and features an en-suite bathroom and walk-in closet, while three additional bedrooms and two full bathrooms are positioned throughout the opposite side of the home. Additional features include a dedicated laundry room, covered lanai, and attached 2-car garage. Conveniently located near everyday shopping, with a Publix-anchored shopping center directly behind the property and Walmart just across the street. Enjoy the benefits of a brand-new home with shopping, groceries, dining, and everyday conveniences just minutes away. Schedule your showing today and secure this home before construction is complete!

200 Memorial Drive, Sebring
825 Booker Avenue, Sebring
$125,000
2 Beds ⋅ 1 Baths ⋅ Washington Heights Sub SubDv. ⋅ 33870 Zip Code
Virtually Staged. Seller Financing Available and NO HOA—a rare combination that provides flexibility and freedom for buyers. This property also qualifies for USDA financing, offering additional options for affordability. Whether you're a first-time buyer, downsizing, or investing, this fully renovated home delivers exceptional value in a rapidly growing market. This beautifully updated 2-bedroom, 1-bathroom home located in the heart of Sebring. Fully renovated in 2023, this charming property features a new roof, new AC system, updated electrical, modern finishes, and fresh interior/exterior paint with updated doors completed in August 2026. The home offers a bright, clean, move-in-ready feel from the moment you step inside. Enjoy a spacious and inviting backyard, perfect for relaxing, gardening, entertaining, or creating your own private outdoor oasis. Positioned just minutes from Downtown Sebring, you’ll have quick access to local shops, restaurants, fitness studios, wellness centers, and the historic district. Schools and childcare facilities are conveniently close, making this an ideal location for comfort and everyday convenience. Don’t miss your chance to own a modernized, centrally located home with outstanding financing opportunities and no community restrictions.

825 Booker Avenue, Sebring
3510 Comet Terrace, Sebring
$369,900
4 Beds ⋅ 3 Baths ⋅ Sebring Country Estate Sec 02 SubDv. ⋅ 33872 Zip Code
Under Construction. BRAND-NEW CONSTRUCTION – ESTIMATED COMPLETION BY THE END OF OCTOBER 2026! Welcome to 3310 Comet Terrace, Sebring, FL, a beautifully designed new construction home offering 4 bedrooms, 3 bathrooms, a 2-car garage, and 1,811 sq. ft. of living space. The thoughtfully designed floor plan features an open-concept Great Room and kitchen, creating a bright and functional space for everyday living and entertaining. The kitchen sits at the heart of the home and features a center island, breakfast nook, and all kitchen appliances included. One of the highlights of this floor plan is the versatile bonus room, giving you the flexibility to create a formal dining room, second living room, home office, or flex space to fit your lifestyle. The primary suite is privately positioned away from the secondary bedrooms and features a walk-in closet and private en-suite bathroom. Three additional bedrooms and two full bathrooms provide plenty of space for family and guests. Enjoy Florida living from the covered lanai, while the dedicated laundry room and attached 2-car garage add everyday convenience. With 2,394 total sq. ft. under roof, this home offers a smart, functional layout and the benefits of owning a brand-new home where you’ll be the first to move in. Currently under construction, with estimated completion by the end of October 2026. Schedule your showing today and secure this new home before construction is complete!

3510 Comet Terrace, Sebring
209 Robinhood Terrace, Sebring
$310,136
3 Beds ⋅ 2 Baths ⋅ Spring Lake Vill 06 SubDv. ⋅ 33876 Zip Code
Pre-Construction. To be built. Build your Florida dream home on this spacious 0.37-acre residential lot in the peaceful Spring Lake community of Sebring. Located in an established neighborhood, this property offers plenty of room for a custom home, outdoor living space, and added privacy while still being close to everything Sebring has to offer. We’ve partnered with **IBP Homes** to make the building process easier. Buyers can choose from featured home designs that can be built on the property, or work with IBP Homes to create a custom home tailored to their needs and lifestyle. Enjoy convenient access to Highlands Hammock State Park, Lake Istokpoga, Sebring International Raceway, golf courses, downtown Sebring, shopping, dining, and local attractions. HCA Florida Highlands Hospital is approximately 10 minutes away, with continued commercial and retail development in the surrounding area adding to the appeal of this growing community. Whether you’re looking to build a full-time residence, Florida getaway, or investment property, this is an opportunity to secure a spacious homesite and create the home you want in Sebring.

209 Robinhood Terrace, Sebring
503 Manor Circle, Sebring
$124,900
2 Beds ⋅ 2 Baths ⋅ Thunderbird Hill Manor Condo SubDv. ⋅ 33872 Zip Code
Welcome to easy, low-maintenance Florida living in this MOVE-IN READY, FIRST FLOOR 2-bedroom, 2-bath condo in the desirable Thunderbird Manor community of Sebring. Offering a comfortable split-bedroom floor plan, this home provides both functionality and privacy, making it an excellent choice for a full-time residence, seasonal getaway, or investment property (RENTALS ALLOWED). The interior features neutral luxury vinyl plank flooring throughout, beautiful granite countertops with an undermount sink, and stainless steel kitchen appliances. Both spacious bedrooms offer sizeable walk-in closets, while the primary suite includes sliding glass doors leading to the Florida room and a private en suite bathroom. An interior laundry closet conveniently houses a full-sized washer and dryer. Step outside and enjoy the added convenience of two assigned COVERED CARPORTS located directly in front of the unit, keeping your vehicles shaded from the Florida sun and protected from the elements. The low $300/month HOA fee helps make ownership simple and predictable, INCLUDING water, community swimming pool upkeep, grounds maintenance, exterior maintenance, building insurance, and more. With exterior maintenance included, you can spend less time worrying about upkeep and more time enjoying the Florida lifestyle. Thunderbird Manor is also PET-FRIENDLY and conveniently located just minutes from major grocery stores, shopping, dining, medical facilities, retail, and entertainment. Whether you're looking for a place to call home year-round, a comfortable seasonal retreat, or an investment opportunity, this conveniently located GROUND LEVEL condo offers the low-maintenance lifestyle and amenities you've been looking for. Come discover all that Sebring has to offer!

503 Manor Circle, Sebring
125 Parkview Road, Sebring
$254,900
3 Beds ⋅ 2 Baths ⋅ Sebring Shores Dev Sec 03 SubDv. ⋅ 33870 Zip Code
Space, privacy, and location come together beautifully in this inviting home, situated on a large corner lot surrounded by mature landscaping and a fully fenced backyard! Offering three bedrooms, two bathrooms, and a two-car garage, this well-maintained residence delivers a comfortable split-bedroom floor plan with plenty of room to spread out, abundant storage, and thoughtful updates throughout! Step inside to a welcoming interior designed for easy everyday living. The kitchen features granite countertops, stainless steel appliances, a convenient pantry, breakfast bar, and a window above the sink overlooking the property. The spacious primary suite offers privacy from the guest bedrooms and features a walk-in closet. The guest bathroom includes a shower/tub combo in between the 2nd and 3rd bedrooms on the opposite side of the home. Updated luxury vinyl plank flooring throughout. Outside, enjoy the 21’x 9’ porch overlooking the expansive fenced yard offering plenty of space for pets, gardening, entertaining, or simply enjoying the Florida sunshine! Mature landscaping enhances the privacy and curb appeal, while a 10'x20' storage shed provides even more room for tools, equipment, and hobbies. A six-zone sprinkler system makes maintaining the grounds a breeze. Even better, many of the big-ticket improvements have already been completed, including a 2019 roof, new windows in 2020, and a new septic system and drainfield in 2020! Additional features include a 2013 HVAC system, 2022 water heater, attic fan, and new garage door opener. Conveniently located near Lake Sebring with easy access to shopping, restaurants, medical facilities, and everyday necessities, this property offers the space and privacy you want without sacrificing convenience. A large corner lot, fenced backyard, desirable floor plan, No HOA, and valuable improvements make this home one you won't want to miss!

125 Parkview Road, Sebring
2619 Pompano Drive, Sebring
$269,900
2 Beds ⋅ 2 Baths ⋅ Sebring Rdg Sec C SubDv. ⋅ 33870 Zip Code
Two units, one roof, and an income stream already in place. This concrete-block duplex sits in the heart of Sebring — minutes from Memorial Drive, Lake Sebring, shopping, restaurants and the interstate- style convenience of the corner Wawa — and it is built for the buyer who wants the numbers to work from day one. Each side is a 1 bedroom / 1 bath unit with its own driveway, roughly 672 square feet per side and 1,344 square feet total under a metal roof. One side is currently leased at $600 per month; the other side is vacant, which means an investor can set the second rent at today's market rate, or an owner-occupant can live on one side while the tenant helps cover the mortgage. Behind the building is a large backyard with a concrete patio and a storage shed — space tenants actually use. Central air, electric heat, drywall interiors and block construction keep maintenance predictable, and the county record notes a newer metal roof. Sebring Ridge is an established, walkable pocket of central Sebring with steady rental demand from workers, snowbirds and downsizers. Whether this is your first small multi-family or an addition to a portfolio, a half-occupied duplex with one unit ready to rent is a rare find in this market. Call today for rent roll details and to schedule your showing. Buyers to verify all measurements, unit counts and rents.

2619 Pompano Drive, Sebring
4805 Wagon Trail, Sebring
$380,000
2 Beds ⋅ 2 Baths ⋅ Somervale Downs SubDv. ⋅ 33875 Zip Code
Discover the ultimate blend of privacy and potential at 4805 Wagon Trail in Sebring! Situated on 40 prime acres in Highlands County, this unique property includes a 2 bedroom, 2 full bath dwelling - perfect as a primary residence, guest home or place to live while you build your ultimate estate. The surrounding acreage offers incredible versatility, with high-ground build sites, a pond, natural wildlife buffers and space for farming, recreation or potential division into 10-acre parcels. Live the quiet rural lifestyle with easy access to lakes, shopping and downtown Sebring.

4805 Wagon Trail, Sebring
6216 Wilson Terrace, Sebring
$158,000
2 Beds ⋅ 2 Baths ⋅ Spring Lake Vill 01 SubDv. ⋅ 33876 Zip Code
Auction Property. Discover the possibilities at this 2-bedroom, 2-bath home in the desirable Spring Lake community of Sebring. Situated on a half-acre shady lot with approximately 1,314 square feet of living space, the home offers a comfortable layout along with both front and rear porches for enjoying the Florida lifestyle and surrounding neighborhood. Spring Lake is known for its recreational opportunities and convenient location, with golf, dining, shopping and area attractions all within easy reach. This property presents an opportunity to create a home that reflects your own style and preferences. Interior photos are not currently available. Property access requires a completed Hold Harmless Agreement prior to entry. Buyer and buyer's agent to verify all information and conduct their own due diligence. All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify. Sold As-Is

6216 Wilson Terrace, Sebring
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